Group Employee Benefits


Personal Health Plans/Small Businesses - 1 to 3 Lives
Different people have different needs. Choosing a Personal Health Plan lets you pick the coverage that is right for you, offering various levels of comprehensive protection. These plans are designed to give you the basic coverage you need, with the flexibility of customizing your coverage with Optional Benefits.
If you:
  • Wish to top-up your existing benefit plan; or
  • Are no longer employed and need a conversion; or
  • Have no coverage through a job or parent; or
  • Have a small group with 1 - 3 lives; 
Then a Personal Health Plan could be right for you.
Available coverage includes:
  • Extended health care with or without dental benefits
  • Prescription drugs
  • Paramedical services
  • Ambulance & hospital
  • Private nursing & home support
  • Medical equipment & supplies
  • Vision & hearing aids
  • Out-of-country coverage
  • Catastrophic drug coverage

Optional Benefits include:

  • Critical illness insurance
  • Accidental death & dismemberment insurance
  • Optional life insurance
  • Disability insurance
  • Emergency out-of-country coverage (up to 30 days per trip)


Group Plans – 3 Lives & Up
Organizations now have the ability to pool key benefits areas to get the savings typically reserved for larger companies, while maintaining the ability to completely customize a plan that suits their individual needs.
You can set your level of coverage for
  •  Extended health
  • Paramedical services
  • Prescription drugs
  • Hospital care
  • Vision
  • Basic & major dental
  • Life insurance
  • Disability insurance
  • Accidental death & dismemberment
  • Dependent life insurance
  • Critical illness insurance


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